If you are a plumber then you will know that there are certain risks involved with going out on site, and you therefore know the importance of having plumbers Public Liability Insurance. When you consider the types of risks, some of which are highlighted below, then it seems that there would never be a reason to neglect the importance of getting plumbers insurance.
Plumbers insurance, often placed under the umbrella of public liability insurance,
protects you against incidents such as those involving stolen tools, or someone getting injured with your tools, or because of the work that you are carrying out. The legal and replacement cost implications of such occurrences are covered when you have plumbers insurance.
One way of looking at the importance of getting adequate insurance, is to think of the worst case scenario, whereby, for instance, pipes burst whilst you are working on a property, and the damage is enough to cause that building to be irreparably damaged. This is a cost that you, as a SME, might not be able to meet. The cost of plumbers insurance is really manageable – in comparison, pennies – and so choosing whether or not to secure plumbers insurance just seems to be a no-brainer.
With any good policy you will have cover, also, for your works vehicle. You are covered so that any damage that your vehicle causes whilst you are working, along with associated costs, is all dealt with on your behalf by your plumbers insurance policy. Plumbers insurance also provides you with cover, should any of your staff be held accountable for an accident.
So, considering all the things that you are at risk from, there is more than enough reason for you to ensure that you do not just have a good plumbers insurance policy, but one that provides you with the best protection for the fairest price. The internet is a great place to source an insurance company. It is easy to research companies and find one that will give you a good price, as there are so many companies out there that give online quotes.
Make sure you find a company that deals specifically with plumbers Public Liability Insurance, because they will have a specific knowledge of plumbers insurance and will therefore be able to offer you good, accurate policy and an excellent level of service. There is no better feeling than going to work, knowing that you are fully covered.Get quotes